overview

SIGN UP FOR HEALTH INSURANCE

The Affordable Care Act (ACA), also known as Obamacare, is the law signed by President Obama in 2010 that increased access to comprehensive and affordable healthcare coverage for more Americans than any other time in our history.

Compared to ALL other races, Black Americans face the greatest burden of serious health issues like heart disease, HIV, and diabetes due to chronic lack of services and other discriminatory factors.Many health issues we face can be prevented or managed with routine health services.

Affordable heathcare is the first step for us to have doctors and services we trust.

What’s covered?

Obamacare makes the following provisions possible:

  • Prohibition of discrimination based on “pre-existing conditions.” This stops insurance companies from discriminating against people with existing health issues such as cancer, HIV, diabetes, heart disease, etc.
  • Young people are allowed to stay on their parents’ health insurance plan until age 26.
  • Access preventative services (at no cost) such as: flu shots; yearly check-ups; birth control; immunizations; certain cancer screenings; and behavioral assessments for children.
  • Children are now protected from coverage denials and reduced benefits.
  • Access to PrEP, a pill taken daily that is up to 99% effective at preventing HIV.
  • Wellness screenings such as: blood pressure, cholesterol, domestic violence, Type 2 diabetes, depression, breast and cervical cancer.

When can I sign-up?

Obamacare open enrollment is November 1 to December 15, 2017. It is the ONLY time you can get insurance in the Health Insurance Marketplace

What if I can’t afford to pay?

Coverage could be more affordable than you think—and there is a possibility to receive financial help. Last year, 8 in 10 people qualified for financial help—for most people, that meant they could find premiums between $50 and $100 per month.

How do I sign-up?

Sign-up at healthcare.gov or 800-318-2596.

For more information, contact LestianM@blackaids.org

 

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